According to an initial report by the Daily Mail, Charlotte FC are interested in signing Harvey Elliott on loan until the summer and are willing to give Elliott a place to play until the end of June. Fabrizio Romano and The Athletic have since confirmed that report. A report by Romano states the decision is now with the player. Multiple sources close to the player have told Transfermarkt that at present, it is extremely unlikely Elliott will join Charlotte.

MLS side Charlotte FC, which is managed by former Aston Villa manager Dean Smith, is interested in signing Harvey Elliott. It is said that Smith and the club's general manager, Zoran Krneta, believe their connections in the United Kingdom will place them in a favorable position. It is claimed that Charlotte FC has secured the discovery rights for the player. Harvey Elliott's preference was to remain in the Premier League, but because that is appearing unlikely, he is considering the advantages available in the USA.

Charlotte FC of MLS is willing to offer Liverpool midfielder Harvey Elliott an opportunity to leave his current situation. Elliott, who is currently on loan at Aston Villa, has been excluded from the team by Unai Emery and is unlikely to feature. Aston Villa could curtail his loan, but he is also not part of Liverpool manager Arne Slot's plans, and for this reason, a recall clause was not included in his contract. Having played two games for Liverpool and five for Villa this season, Elliott is ineligible to play for another European league club this season. However, he could play in MLS, which has alerted clubs in that league. Daily Mail Sport reports that Charlotte has acquired the rights to the England U21 international and is willing to offer Elliott an opportunity to play again. A solution regarding his playing time is now largely dependent on conversations with Aston Villa and Liverpool. If a solution is not found, Elliott may consider Charlotte's offer as his best short-term solution before he reassesses his situation in the summer.

Liverpool loanee Harvey Elliott, an attacking midfielder, could leave Aston Villa after six months because he is not in manager Unai Emery's plans and has not played since early October. Transfer expert Fabrizio Romano writes that there is a strong possibility the 22-year-old will return to Liverpool. According to Romano, Charlotte FC is ready to make an offer, which would permit the Englishman to play in Major League Soccer until June. Elliott has not yet made a decision about his future. His loan to Aston Villa, which he joined in September 2025, runs until June 2026, and his contract with parent club Liverpool expires in June 2027. In 4 Premier League appearances this season, he has not registered a goal or an assist, and his current Transfermarkt valuation is €30.00m. He has 28 caps and 14 goals for the England U21 team. Crystal Palace and Fulham have also been recently linked with the player. The loan deal to Aston Villa reportedly included a conditional obligation-to-buy clause valued at approximately €41 million in late 2025, while Liverpool's asking price during the summer of 2025 was reported to be between €47 million and €59 million.